Disclaimer

Please carefully read this agreement before you use this web site. If you agree with the following conditions of use, please continue. Your continued use of this web site constitutes your acceptance of this agreement.

The site does not, and it is not intended to, provide any financial, insurance, legal, or tax advice, and shall not be relied upon by you in that regard.

Products and services mentioned in this web site are available only in jurisdictions where they may be legally offered for sale, and not all products and services mentioned in this web site are available in all geographic regions. All products and services mentioned in this web site shall be subject to the terms and conditions of any applicable agreements. Insurance products are sold through Cartier Partners Insurance Agency Inc.

You agree that your use of the site shall be on an "as is" basis entirely at your risk. Neither Paul A. Fraser, Dundee Private Investors Inc., nor any of its affiliated companies, nor any officer, director, or employee thereof, nor Vincent W. Pau, or any other person associated with the creation of this web site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the site, including without limitation any direct, indirect, special, third party, or consequential damages.

Certain other web sites that may be accessed from this web site by hypertext links are entirely independent of this web site. The inclusion of any site acknowledgments, identification of any person or entity in the site, or any hypertext link to another person or entity shall not, in any manner, be construed as an endorsement of such person's or entity's web site, products, services, or contributions to the site.

Other web sites which may provide access to this site by hypertext links are entirely independent of this web site. Any direction by a third party to this web site shall not, in any manner be construed as an endorsement by Paul A. Fraser or Dundee Private Investors Inc. of such party's Worldwide Web site, products or services.

This web site does not constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Any rate of return or mathematical table shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of any mutual fund or asset allocation service or returns on investment in any mutual fund or from the use of any asset allocation service.

Income tax preparation services not provided through Dundee Private Investors Inc.

Insurance products provided through multiple insurance carriers.

The information in this web site is subject to change without notice and Paul A. Fraser and Dundee Private Investors Inc. will not be held liable for inaccuracies in the information presented. Investors should inform themselves as to any securities, taxation or exchange control legislation affecting them personally.

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